validity of the company before giving them my information?
I received an email for a pre-approved credit card through new millennium bank. Is there a website to check va
It is a valid website. Applying for credit cards on-line is more effective for banks to gain new applicants than direct mail. If you are not sure, it doesn't hurt to check a little further into the validity of any on-line entity. http://www.creditwish.com has been offering credit solutions since 2002. You can get an actual credit card from there that reports to all three credit bureaus. It is a better solution than a debit card.
Reply:It is a real bank. The offer is for a secured credit card. So the amount of credit you have is depedent on how much money you deposit. $300 is the minimum deposit.
Plus, there's a $59 annual fee, a $99.95 one time application fee, and another $35 for confirmation/account materials.
There's people out there that say they were ripped off by this company. NMB took money from their accounts without ever applying for the card.
http://www.consumeraffairs.com/credit_ca...
Reply:You do realize that you can just go to any credit card company and apply for a credit card.
Pre-Approval means nothing, it is just a marketing ploy.
Break the word down. (Pre, meaning before)
Before-Approval.
Reply:this is a scam! Do not give out any information on the internet!
This advice has been given, literally hundreds of thousands of times, but there is still always someone that doesn't listen!
Reply:don't use dredit cards. all of them are evil!!!
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